Commercial
intelligence,
reimagined.
From static reports to assembled, AI-driven intelligence. Build the exact product your client needs — in real time.
51
Data elements
8
Intelligence agents
<2s
Time to decision
Commercial Intelligence Platform
AI Engine Active
PK
Patience Kenny
XDS Commercial Intelligence
Commercial Intelligence Platform
Select data → Agents process → AI produces decision-ready intelligence
How It Works
🗄️
Step 1
Select Data
Choose data elements from XDS CORE and external sources
Business Identity
Directors & Principals
Credit & Banking
Compliance & Risk
⚙️
Step 2
Agents Activate
Agents validate, enrich and analyse the selected data automatically
🔍 Verification Agent
📊 Credit Agent
🛡️ Risk & Compliance Agent
🕸️ Network Intelligence Agent
📡
Step 3
Analytics Engine
Generates scores, detects risks and triggers early warning events
Commercial Risk Score
Director Risk Index
Fraud Detection
Early Warning Signals
Step 4
Decision Output
AI-generated narrative with a recommended action
✓ APPROVE
⚠ REFER
✕ INVESTIGATE
+ AI Narrative Report
Platform Modules
Solution Builder
AI-Powered
Build and run intelligence workflows. Select data, run agents, generate outputs.
📄
Report Suite
Static Bureau Reports
Access static bureau reports. Fixed structure, no AI, 22 report types.
When to Use Each Module
Use Case Legacy Reports Solution Builder
Quick bureau report on an entity YES
Credit decisioning with AI narrative YES
Onboarding due diligence YES YES
Fraud investigation with network analysis YES
Supplier / tender vetting YES YES
Portfolio monitoring & early warning YES
API integration into client systems YES YES
Customise Intelligence Bundle
AI Engine Active
PK
Patience Kenny
Search Entity
Select Intent
3
Customise Bundle
4
Solution Builder
Entity
Intent
✓ Pre-loaded Elements 0
Click any element to remove it from your bundle
+ Add More Elements (optional)
Expand your bundle with additional intelligence signals
Intelligence Bundle Ready
Your customised bundle will pre-load in the Solution Builder
0
elements selected
Select Intelligence Intent
AI Engine Active
PK
Patience Kenny
Step 2 of 3
Risk
What do you want to do with this entity?
Select your intelligence intent. The platform will pre-load the right data bundle automatically.
🚀
Onboarding
Entity · Directors · Credit · Contact
📡
Monitoring & Alerts
Bureau · Director · Network · Triggers
👤
Director Verification
Identity · Risk · Linkage · Disqualification
🏭
Supplier Management
Entity · Financial · Risk · Network
💳
Credit Assessment
Bureau · Arrears · Judgements · Trade Lines
📍
Collections
Trace · Assets · Contact · Address
🛡️
KYB / Compliance
Sanctions · PEP · Watchlist · Insolvency
🔍
Fraud Investigation
Network · Linkage · Digital · Risk Flags
📈
Investment Due Diligence
Full Profile · Ownership · Financials · Market
📋
Tender / Procurement
Entity · Directors · Compliance · Risk
Recommended Bundle
Pre-loaded data elements for this intent
Report Suite
XDS Bureau
PK
Patience Kenny
AI Intelligence Reports 3
📊
AI Report
Commercial Risk Intelligence
Full risk and credit intelligence with AI narrative, composite risk score, director risk flags and recommended action.
CRI-2025-081204 Open ↗
🕸️
AI Report
Director & Network Intelligence
Deep director profiling and ownership network mapping. Surfaces hidden connections and cross-directorship risks.
DNI-2025-081205 Open ↗
AI Report
Verification & Contact Intelligence
Entity verification, director identity and contact channel confirmation. Confidence score and channel validation.
VCI-2025-081206 Open ↗
Business Enquiry Variants 7
📍
Variant 1 · Trace
Commercial Trace Report
Lightweight identity and contact traceability. Confirms business exists and can be located.
TRC-2025-018342Open ↗
🏠
Variant 2 · Trace Plus
Commercial Trace Plus
Enhanced trace with property deeds, vehicle register and telco enrichment. Asset exposure confirmed.
TRP-2025-018343Open ↗
📋
Variant 3 · Standard
Standard Commercial Report
Core bureau report with identity, basic credit profile and negative data. Baseline commercial intelligence.
SCR-2025-084721Open ↗
📊
Variant 4 · Detailed
Detailed Commercial Report
Deeper bureau report with expanded trade-lines, payment history, adverse detail and linkages.
DCR-2025-091043Open ↗
⚠️
Variant 5 · Adverse
XDS Adverse Report
Adverse-focused report emphasising judgments, defaults, legal events and negative signals.
ADV-2025-012847Open ↗
🎯
Variant 6 · Score
XDS Commercial Score
Commercial scoring output with score band, reason codes, failure propensity and recommended decision.
XCS-2025-014392Open ↗
💰
Variant 7 · Premium
Detailed + Turnover Report
Premium detailed report enriched with turnover estimates, cashflow stability and financial strength proxies.
DCT-2025-016821Open ↗
CORE Report Portfolio 12
Verification
Business Quick Vet
Fast business verification snapshot. 8-point check — identity, CIPC, address, contact and director flags.
BQV-2025-004721Open ↗
👤
Principal Focus
Principal Enquiry
Full director profiling — identity, credit, adverse, cross-directorships and dissolved entity linkages.
PEQ-2025-007832Open ↗
⚖️
Public Records
Public Disclosure Enquiry
Court, gazette and bureau search for judgments, insolvency, business rescue and legal events.
PDQ-2025-009134Open ↗
🔗
Network
Commercial Linkages
6-node network map across directors and entities. Ownership structure, shared address flags, relationship types.
CLK-2025-011209Open ↗
🛡️
Fraud & Integrity
ACFE Risk Report
ACFE-aligned fraud and integrity screening — sanctions, PEP, watchlist, director disqualification, integrity flags.
ACFE-2025-018234Open ↗
🔐
Verification Service
Commercial DOVS
Commercial Data Ownership Verification — entity, bank account holder and registration match confirmation.
DOVS-2025-019847Open ↗
📅
Verification History
Commercial DOVS History
Historical log of all DOVS verifications — 8 records over 2 years, identity stability and consistency trend.
DOVSH-2025-021003Open ↗
📦
Bulk Scoring
Batch Commercial Score
Portfolio batch score run — 5 entities scored, risk distribution, average score and top drivers per entity.
BCS-2025-022841Open ↗
🔍
Deep Dive
Business Investigative
Full investigative report — 7 material findings, ownership structure, fraud signals, positive factors.
BIR-2025-024109Open ↗
Trust & Credibility
Commercial Trust Report
Trust index 64/100 — entity, credit, payment, director and adverse trust components combined.
CTR-2025-025841Open ↗
🔎
Investigative
Manual Investigative Report
Analyst-authored report with conditional approval recommendation. Documents manual verification steps.
MIR-2025-004821Open ↗
🗺️
Linkage
Principal Reports & Linkages
Network linkage report mapping connected entities and director relationships with SVG network diagram.
LNK-2025-003214Open ↗
Report
Solution Builder
Solutions
AI Engine Active
SANDBOX You are in Sandbox Mode — outputs are simulated and not for production use. Entity: Sandbox Demo Entity (Pty) Ltd
Data Elements
👆 Click any element to add it to your canvas. Click again to remove.
1
Data Foundation
XDS CORE + External Signals
0 elements
2
Product Agents
Specialized intelligence agents — auto-assembled by AI
0 agents
3
Analytics Engine
Scores · Triggers · Decisions
0 signals
4
Packaged Solution
Commercial intelligence product — ready to sell
0 solutions
Data 0
|
Agents 0
|
Signals 0
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Solution None
Drop data elements to begin assembly
Solution Output
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No Solution Assembled
Start dragging data elements onto the canvas. The AI engine will automatically assemble the right intelligence product for your selection.
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Report Preview
Generated live · Meridian Trade Solutions
Report View
System View
System View
Commercial Intelligence Platform
Live decisioning workspace · Demo mode
Report View
System View
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